| In general, the documentation you will need includes: |
|
| Property Information |
| Purchase Agreement (if you are buying a property). |
| Copy of Deed (if you are refinancing a property). |
| Real Estate Taxes, Insurance and Rental Income Information (if applicable) for the subject property |
| If you are selling your current home, copy of listing contract. |
| If you have recently sold your current home, copy of settlement statement (HUD-1). |
|
Income Information |
| Pay stubs for the last 30 days. |
| Last two years personal tax returns and W2's |
| If self employed: |
| Last two years business tax returns |
| Year-to-Date Profit and Loss Statement prepared by an accountant. |
| If you own rental property: |
| Copies of Leases. |
| If you are retired: |
| Pension Award Letter |
| Social Security Award Letter |
| If you choose to include alimony and/or child support income: |
| Copy of divorce settlement or court order |
| Copy of last twelve months of cancelled alimony and/or child support checks. |
| |
| Assets Information |
| Statements for each bank, mutual fund, and/or investment account for the last three months. |
| | If you have made any large deposits (>$1,000) to your accounts: |
| | |
|
Debts |
| Explanation of credit report anomalies, including: |
| | |
|
VA Loans |
| Copy of DD Form 214, Report of Separation. |
|
Miscellaneous |
| Photo ID and Social Security Card. |
| If applicable, a copy of your divorce decree. |
| If you are not a citizen, a copy of the front and back of your green card. |